Cobb County Car Title Loans Will Get You The Cash You Need And Help You Build Your Credit

No pre-payment penalty

No hidden fees

Compare our rates!

100% Confidential!

Do you need emergency money but not sure where to turn? Cobb County Car title loans are a fast and easy way to get the cash without bad credit getting in your way.

Velocity Car Title Loans is the preferred Loan Agency of the Tri-County Chamber of Commerce, one of the largest Chambers in the United States.

 Call (866) 331-9321

or fill out the form on the RIGHT for fast approval  —————>

Loan Experts Standing By

Cobb County car title loans





Cobb County Car Title Loans


What Are Car Title Loans?


Do you have full ownership of your car? Is the title of the car under your name? Next, do you need short-term financing for less than 30 days? If yes, you are a perfect candidate for Cobb County Car Title Loans.


What Is a Car Title Loan, Anyway?


Well, it is a short-term loan; you have to repay it in 30 days. During the course of the loan until full repayment, the lender will retain full possession of the title of the vehicle. You can apply for the loan using your motorcycle, commercial truck, or car.




Compared to other forms of financing, Cobb County Car Title Loans tend to be more expensive. If you fail to repay the full loan amount, the lender can assume full ownership of the vehicle and sell it to recoup the balance.


Application Process


You can apply for a title loan by filling an online form or at the lender’s premises. You must submit the title of your vehicle, photo ID, and application. The lender needs to see your vehicle to confirm ownership. Some title car lenders may request an extra copy of your vehicles keys.


Some lenders may ask for your credit history. However, most will approve the loan in the shortest amount of time, because borrowers may need immediate cash.


If the lender is comfortable with your details, you receive the money.  But, the car’s title remains with the lender. Most title loans have to be paid in full within 30 days, plus interest.


Typical Costs


Most lenders charge a monthly fee of 25%; thus, a borrower who borrows $1,000 pays back $1,250 after 30 days.


Annual Repayments on Car Title Loans


Other Cobb County Car Title Loans, in Georgiacan be paid back in a year. In this case, the interest is compounded by an annual percentage rate (APR). The interest rates can be very high.


The APR rate of a credit card is only 21% compared to 7.5% APR for a bank or credit union loan. Title car loans have an APR of 300%. If you borrow $500, you may pay about $1,611.


Roll Over


Borrowers may not repay the loan within 30 days due to unforeseen reasons. During a ‘roll over,’ the lender does not repossess the car but offers another 30 days to the borrower. Never roll over the loan several times, because you may end up paying a lot of money. Ultimately, it may become impossible to repay the lender.


Things to Consider before Seeking Cobb County Car Title Loans


If you have serious cash needs, seeking other sources of credit makes a lot of sense. You can borrow money using your credit card, or from a credit union and bank.


Friends or family could also lend you the amount. Alternatively, you can ask for more time to repay your bills. Finally, borrow only what you can repay, and ask what happens in the unlikely event of failing to make the repayment within 30 days.